Every day, you show up. You work hard. You make plans, reach goals, and take care of the people who rely on you. That’s no small thing – and it’s all made possible by something incredibly powerful: your income.
Your ability to earn an income is the engine that keeps you and your family moving forward. It takes care of the basics and allows you to pursue your dreams. It creates opportunities for your family to have an education, experience life and live their ambitions. So, it makes sense to protect it, right?
That’s where life and disability insurance come in – not because you expect the worst, but because you’ve come too far not to protect what you’ve built.
How life and disability insurance support you when it matters most
When you know how much your income is worth to you and your family, you realise the importance of protecting it. Life and disability insurance are two simple ways to make sure your family’s financial security doesn’t skip a beat when things change.
Life insurance gives your family the financial breathing room they need to carry on if you’re no longer around. It helps settle debts, cover living costs, and keep long-term goals like school or university fees within reach. This ensures your dreams for them can still come true, even if you’re not there in person.
Disability insurance steps in when your ability to earn an income is affected and as a result you can’t earn due to illness or injury. Whether it’s everyday bills, medical costs your medical aid doesn’t cover, or making adjustments to your home or lifestyle – this cover helps you stay secure, independent, and focused on what comes next.
Simply put, by safeguarding your income, life and disability insurance help ensure that when your world changes, your future stays yours to shape.
Built for real life, shaped around you
Old Mutual’s life and disability solutions are flexible, practical, and tailored to your stage of life. You can choose between
- A single amount, also known as Lump Sum Cover – A once-off payout that helps take care of big responsibilities, from settling a bond to upgrading your home for new needs.
- A monthly income, also known as Income Protection Cover – A monthly payout that helps cover day-to-day expenses so life can carry on, uninterrupted.
- Or a combination of both, based on your ever evolving needs.
Not sure how much cover you really need?
This is where things can get tricky… figuring out how much cover you actually need. Luckily, it doesn’t have to be daunting at all. Old Mutual has created a range of easy-to-use online calculators to help you work it out in minutes – and they don’t cost a cent to use.
These will give you a clear picture of what would happen if you could no longer earn an income – and, more importantly, how to protect against that risk. See for yourself – you don’t even need to be an Old Mutual customer to use it:
To try calculator visit: https://oldmutual.co.za/app/public/calculators/how-much-am-i-worth
Secure the income that secures everything else
Old Mutual’s free online tool is a great place to start, and then speaking with a qualified financial adviser can help you make sense of it all, tailor the right insurance to your needs, and give you that extra peace of mind that everything’s covered.
Your income makes life possible – protect it now! Try out Old Mutual’s online calculators today or speak to a financial adviser to get started.
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Old Mutual Life Assurance Company (SA) Limited is a licensed FSP and Life Insurer.