CAPE TOWN - Making tough financial decisions is nothing new for South Africans.
Keeping an eye on household budgets is becoming more important than ever.
WATCH | Joburg residents forced to dig deeper due to costs of living
Global tensions are affecting the strength of the rand and the cost of essential goods.
In fact, the latest Discovery SpendTrend report found people are tapping into long-term savings just to get by.
According to Dehan Scherman of National Debt Advisors, the VAT was a politically inappropriate choice, particularly considering that it affects South Africans similarly but worsens the situation for the poorer.