JOHANNESBURG - South Africans are feeling the pinch of escalating living costs and rising unemployment.
Many aren't able to get through the month and are resorting to unsecured loans.
Benay Sager from DebtBusters says it's important to ensure loans are repaid.
"They must deal with paying back money that they borrow at the end of the day, when you borrow a sum of money you are liable for paying it back," he said.
"Whatever solution you go with you will be liable to pay back the money that you borrowed eventually."